Pensions

Maximise Your Retirement

Enhancing Your Pension: Strategies to Maximize Retirement Income

As your retirement may be many years away, It is really important that you put your money to work for you now in the best possible way, by optimising your pension.

If you have an existing pension fund, is it working hard for you? Are there better options out there? Do you know that getting just 1% better return per annum can make a significant difference to your retirement fund?

Try our pensions calculator to compare what difference this can make for you.

This is why you need to talk to someone who knows the pension market very, very well. Someone with over 30 years’ experience and can take you through your options and the set-up processes. Someone from Mason Wealth Management.

Investing in your pension obviously makes a lot of sense: Not only can you get up to 40% tax relief on the premiums you pay into your fund, but when invested these funds can compound and grow, tax free until, you retire. Even if you don’t plan to retire for another 30 years or more, you still need to invest your funds wisely to get the best possible results.

Deciding where you invest your funds not easy. Right now, there are over 500 pension funds in the Irish market, plus options to manage your own assets in a self-invested plan. These options range in risk and returns, but also annual charges and fee structures. No two pension plans are alike and yours should be unique to your needs and circumstances.
With so much choice comes significant differences in returns and performance. Some pension providers have strongly performing plans with low management fees and some have poor performing plans with high annual management fees. Some funds consistently deliver above average returns while some consistently delivering lower returns.
We can help by setting you up with a plan that aims to achieve the best possible outcome, while managing volatility, risk and charges.
Remember that even small increments in net returns can have a big effect on your final outcome over time.

Use our Pension calculator and see what difference 1% p.a. can make to your retirement.
The power of 1%

35 year old current fund €100k
Premium €500 p.m.
Achieving 4% Net Growth per annum
Retirement Fund at 65 €678,374*

1% P.A. Better 35 year old fund €100k
Premium €500 p.m.
Fund achieving 5% NET growth per annum
Retirement fund at 65 €862,903

Call us. Ask us about Optimising your Pension and see for yourself.

Our Partners:

We can take care of all of your needs, through one team, under one roof.

Why Choose Us for Maximising Your Retirement?

We’re impartial

We’ll give you impartial advice because we’re not tied to one investment house, bank or insurance company.

We’re experienced

Our senior consultants have decades of experience in all types of financial planning and financial management that delivers great results for our clients.

We’re flexible

We take a holistic view, bringing greater choice and more products to the table, from several sources for maximum flexibility. We’ll then stay with you, advising and guiding you towards your financial goals.

Don’t just take our word for it

Kyriaki Kreatsoula

Excellent service, communication and support. I highly recommend this company.

Eimear Brennan

I have had an amazing experience with Mason Wealth as mortgage brokers. From the very start, their guidance, support, and expertise have been exceptional. They have consistently provided clear, insightful advice. Their commitment to service is unparalleled—their response time is incredibly fast, making me feel like a priority every step of the way. If you’re looking for financial advisors who genuinely care, are knowledgeable, and truly go above and beyond, look no further than Mason Wealth. 10/10 Highly recommended!

Tony Kelly

Just had my annual review recently. As usual, the advice given to me was extremely comprehensive and presented with total clarity. Mason's is a highly recommended wealth management company.

Julie Blakeney

I’ve worked with Ian and the very helpful team at Mason Wealth for years. They have assisted us with our mortgage and various insurance policies. They are complete experts and very professional and knowledgeable. They make the process easy and efficient. I have recommended them to multiple friends and family. I can’t rate them highly enough.

Thomas Dunning

The attention, care, good humour, and responsiveness received from the team at Mason Wealth Management has been exemplary! I was so confused and nervous about how to deal with some aspects of getting my first mortgage and the accompanying requirements, but I was instantly put at ease as we walked through the process together. I never felt that my questions, calls, and emails were a problem. I always felt welcomed and supported. What a great service!

Henry A

I would highly recommend the whole team at Mason Wealth for anyone needing a mortgage broker and/or financial guidance. 5-star rating well deserved. They are highly responsive and knowledgeable about both, and we are delighted with the work Peter, Justin, and the whole team have done for us. Thanks all!

Annemarie Flannery

We could not be more grateful for the advice and help we received from Mason Wealth Management during a time in our lives which was a complete minefield to us. Such comfort in knowing that they are...

Sinead Whelan

From our first meeting with Justin we knew that we were in safe hands. As first-time buyers, we had no experience of dealing with the process of getting a mortgage or buying a house. Justin explained in plain and simple terms what is involved in getting a mortgage and the steps we needed to follow. He was on hand at every step of the process with advice and guidance which was invaluable to us. We would not have secured our dream home without the help of Justin and Mason Wealth. We would highly recommend them to anyone.

Emilia Lugo

Excellent service. Michael took care of our mortgage application and helped us along all the way, until the funds were released and we got our keys. He went above and beyond to help us, and was always available if we had questions. His excellent work gave us the peace of mind to focus on finding our house, because we knew the process with the bank was going well. Thanks Michael and Nicola for all your kindness and hard work.

Conor Cunningham

I can’t speak highly enough about Michael and the team at Mason Wealth Management. Buying a house is a really stressful time and Michael went above and beyond to get life cover sorted, get us a great mortgage rate, they got questions from solicitors cleared up and worked with the bank to get funds issued. Thanks folks. We really appreciate it.

Navdeep Sharma

Choosing Mason Wealth Management was the best decision I made during my mortgage process. From start to finish, Ian and his team made dealing with multiple banks and the complexities of the process seamless. They were excellent communicators, keeping me informed every step of the way and always acting in my best interest. I highly recommend Mason Wealth Management for anyone looking for professional and reliable mortgage assistance.

Michaela Simpson

As we're about to start a family, we felt the need to chat to a professional for some advice on how to best manage our finances (pensions, investments, mortgage, savings etc.) The insight and advice we got from Les was far beyond what we could have hoped for! We came away with clear actions we can take today that will enable us to maintain the lifestyle we want now and in the future. Highly recommended!

Mike Mckenna

Responsiveness, Quality, Professionalism, Value.

Tania Caswell

Extremely professional service, found my experience first class, and all questions answered. Would highly recommend.

Peter O'Neill

Mason Wealth Management provide us with really sound financial advice based on a real life understanding of our lifestyle choices. They give us the confidence to live our dreams.

Ronnie Simpson

Mason helps to take the worry and work out of managing and preserving your wealth. They provide valuable, transparent and trusted advice. Highly recommended.

Suzanne Farrelly

Strongly recommend Mason Wealth Management. True experts who are very knowledgeable on all aspects of wealth management and financial planning. Don't hesitate in giving them a call.

Trust Built Over the Years

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Ready to talk about your pension?

Mason Financial Services Ltd t/a Mason Financial Services, Mason Mortgage Brokers, Mason Wealth Management is regulated by the Central Bank of Ireland.