Insurance Protection

Mortgage Protection Insurance

Understanding Mortgage Protection Insurance

If you are taking out a mortgage, the lender will usually insist that you have sufficient Life Cover in place to clear the mortgage in full should any borrower die throughout the term of the loan. This is typically called Mortgage Protection Cover.

The principle of a mortgage protection plan is to provide the borrowers with the security and peace of mind that their family home is protected, and they will have the ability to pay off their mortgage in the unfortunate event of an untimely death. In addition to life cover, borrowers can also include cover that pays a lump sum in event of a ‘Specified Illness’ or cover that pays a ‘Regular Income’ should a borrower be out of work long term through sickness, illness or accident.

In Ireland regardless of who the lender is, the borrowers are free to effect their mortgage protection policy through any Life Assurance provider. The plans on offer from each provider vary significantly in price and benefits and this is where Mason Wealth Management can help. We will assess your needs and any existing cover, shop the market and arrange the best possible Mortgage Protection plan for you at the best possible price.

Call us. Ask us about Mortgage Protection Plans and see for yourself.

Our Partners:

We can take care of all of your needs, through one team, under one roof.

Why Choose Our Mortgage Insurance Solutions?

We’re impartial

We’ll give you impartial advice because we’re not tied to one investment house, bank or insurance company.

We’re experienced

Our senior consultants have decades of experience in all types of financial planning and financial management that delivers great results for our clients.

We’re flexible

We take a holistic view, bringing greater choice and more products to the table, from several sources for maximum flexibility. We’ll then stay with you, advising and guiding you towards your financial goals.

Don’t just take our word for it

Paul V

We have had a fantastic experience with Mason Wealth Management. They show genuine understanding and care for us as their client, not just the wealth that we are investing with them. We constantly feel we are being given the advise that is best for us and the command that the firm shows of our portfolio and its active management is both impressive and very reassuring. I'd recommend them to any personal investor.

Michaela S

As we're about to start a family, we felt the need to chat to a professional for some advice on how to best manage our finances. The insight and advice we got was far beyond what we could have hoped for! No matter what life stage you're at I've no doubt you'd get immense value from a consultation with Mason Wealth Management.

Jason C

Mason Wealth Management was recommended to me by my accountant over 15 years ago and I'm still getting advice from them even now. What I liked from the start was that you get impartial advice and you do not feel like they are just trying to sell you products. They are on your side and are your advisors. I would not hesitate to recommend Mason Wealth Management.

David C

Wanted to get a clear picture of my financial health, and went into the process with Mason Wealth Management with some trepidation. Really positive experience, they did a really great job of making things very clearly to me and came out of the process feeling really good. Would highly recommend.

Peter O

Mason Wealth Management provide us with really sound financial advice based on a real life understanding of our lifestyle choices. They give us the confidence to live our dreams.

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Mason Financial Services Ltd t/a Mason Financial Services, Mason Mortgage Brokers, Mason Wealth Management is
regulated by the Central Bank of Ireland.