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6 Questions You Should Ask Your Existing Broker

By May 10, 2017April 5th, 2023No Comments

Q1

Are you truly independent and do you deal with all insurance companies or are you restricted to a small number of companies? Are you an ‘authorised adviser’ or a restricted activity intermediary?

Q2

Are you prepared to transact business on a nil commission basis to ensure that I receive truly independent and ‘best’ advice? I appreciate that I will have to pay you a fee.

Q3

Are you a CFP – Certified Financial Planner or an SIA – Specialist Investment Advisor?

Q4

How many years experience do you have?

Q5

If I become a client, how often will you sit down with me to review all my investments to ensure that I maximise investment opportunities?

Q6

Do you have ongoing relationships with the investment managers in the main investment houses, to ensure that any advice given is ‘up to the minute‘ and well informed?

Terms & Conditions

Pension Calculator

At Mason Wealth Management we commit to providing you with an excellent and professional level of service. We believe in acting only in the best interests of our clients to ensure that a relationship as important and fundamental as ours is maintained for life.

Assumptions & eligibility used in these illustrative quotes may vary from person to person and year to year. We have produced these quotes in good faith based on practical assumptions and current market conditions, which could vary down the line. Quotes are for illustrative purposes only and are not legally binding. Please contact us to discuss your requirements in more detail with one of our advisers.

Pension Quote Assumptions

This pension calculator is designed to provide you with an indication of the value of your pension fund you may achieve in retirement. Some assumptions used in the calculator are listed below. Quotes are for illustrative purpose only. You should talk to your Advisor for a more detailed information specific to your needs.

The Pension Premium Tax Relief rate assumed
40%
The Net Pension Fund annual growth rate assumed
5%
The Pension Fund allocation rate assumed
100%
Regular Pension Premiums are assumed to remain Level
0% Premium Indexation
Warning:
The value of your investment may go down as well as up.
Warning:
Funds can fall as well as rise, you may get back less than you invest.
Warning:
Past Performance is not a reliable guide to the future performance.
Warning:
You may not have any access to your pension funds until retirement.
Warning:
Pension Premium Tax relief is limited dependant on age & subject to an earnings cap.

Mortgage Calculator

At Mason Wealth Management we commit to providing you with an excellent and professional level of service. We believe in acting only in the best interests of our clients to ensure that a relationship as important and fundamental as ours is maintained for life.

Assumptions & eligibility used in these quotes may vary from person to person and year to year. We have produced these quotes in good faith based on practical assumptions and current market conditions, which could vary down the line. Quotes are for illustrative purposes only and are not legally binding. Please contact us to discuss your requirements in more detail with one of our advisers.

Mortgage Quote Assumptions

This Mortgage and Switch calculators give indicative figures to give you an idea of how much you could save by switching mortgage and how much your potential new monthly repayments might be. The calculations do not constitute a loan offer. The calculations rely on the information supplied by you being accurate and mortgage approval is subject to you completing a full application and of being approved by the actual lender. Lending criteria and terms and conditions apply. You should talk to your Advisor for a more detailed information specific to your needs. The Mortgage switch repayments and calculations assume the rate difference continues for the full term of the loan.

Warning:
If you do not keep up your repayments, you may lose your home.
Warning:
You may have to pay charges if you pay off a fixed-rate loan early.
Warning:
The cost of your monthly repayments may increase.
Warning:
If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future

Terms & Conditions

Pension Calculator

At Mason Wealth Management we commit to providing you with an excellent and professional level of service. We believe in acting only in the best interests of our clients to ensure that a relationship as important and fundamental as ours is maintained for life.

Assumptions & eligibility used in these illustrative quotes may vary from person to person and year to year. We have produced these quotes in good faith based on practical assumptions and current market conditions, which could vary down the line. Quotes are for illustrative purposes only and are not legally binding. Please contact us to discuss your requirements in more detail with one of our advisers.

Pension Quote Assumptions

This pension calculator is designed to provide you with an indication of the value of your pension fund you may achieve in retirement. Some assumptions used in the calculator are listed below. Quotes are for illustrative purpose only. You should talk to your Advisor for a more detailed information specific to your needs.

The Pension Premium Tax Relief rate assumed
40%
The Net Pension Fund annual growth rate assumed
5%
The Pension Fund allocation rate assumed
100%
Regular Pension Premiums are assumed to remain Level
0% Premium Indexation
Warning:
The value of your investment may go down as well as up.
Warning:
Funds can fall as well as rise, you may get back less than you invest.
Warning:
Past Performance is not a reliable guide to the future performance.
Warning:
You may not have any access to your pension funds until retirement.
Warning:
Pension Premium Tax relief is limited dependant on age & subject to an earnings cap.

Mortgage Calculator

At Mason Wealth Management we commit to providing you with an excellent and professional level of service. We believe in acting only in the best interests of our clients to ensure that a relationship as important and fundamental as ours is maintained for life.

Assumptions & eligibility used in these quotes may vary from person to person and year to year. We have produced these quotes in good faith based on practical assumptions and current market conditions, which could vary down the line. Quotes are for illustrative purposes only and are not legally binding. Please contact us to discuss your requirements in more detail with one of our advisers.

Mortgage Quote Assumptions

This Mortgage and Switch calculators give indicative figures to give you an idea of how much you could save by switching mortgage and how much your potential new monthly repayments might be. The calculations do not constitute a loan offer. The calculations rely on the information supplied by you being accurate and mortgage approval is subject to you completing a full application and of being approved by the actual lender. Lending criteria and terms and conditions apply. You should talk to your Advisor for a more detailed information specific to your needs. The Mortgage switch repayments and calculations assume the rate difference continues for the full term of the loan.

Warning:
If you do not keep up your repayments, you may lose your home.
Warning:
You may have to pay charges if you pay off a fixed-rate loan early.
Warning:
The cost of your monthly repayments may increase.
Warning:
If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future

Terms & Conditions

Pension Calculator

At Mason Wealth Management we commit to providing you with an excellent and professional level of service. We believe in acting only in the best interests of our clients to ensure that a relationship as important and fundamental as ours is maintained for life.

Assumptions & eligibility used in these illustrative quotes may vary from person to person and year to year. We have produced these quotes in good faith based on practical assumptions and current market conditions, which could vary down the line. Quotes are for illustrative purposes only and are not legally binding. Please contact us to discuss your requirements in more detail with one of our advisers.

Pension Quote Assumptions

This pension calculator is designed to provide you with an indication of the value of your pension fund you may achieve in retirement. Some assumptions used in the calculator are listed below. Quotes are for illustrative purpose only. You should talk to your Advisor for a more detailed information specific to your needs.

The Pension Premium Tax Relief rate assumed
40%
The Net Pension Fund annual growth rate assumed
5%
The Pension Fund allocation rate assumed
100%
Regular Pension Premiums are assumed to remain Level
0% Premium Indexation
Warning:
The value of your investment may go down as well as up.
Warning:
Funds can fall as well as rise, you may get back less than you invest.
Warning:
Past Performance is not a reliable guide to the future performance.
Warning:
You may not have any access to your pension funds until retirement.
Warning:
Pension Premium Tax relief is limited dependant on age & subject to an earnings cap.

Mortgage Calculator

At Mason Wealth Management we commit to providing you with an excellent and professional level of service. We believe in acting only in the best interests of our clients to ensure that a relationship as important and fundamental as ours is maintained for life.

Assumptions & eligibility used in these quotes may vary from person to person and year to year. We have produced these quotes in good faith based on practical assumptions and current market conditions, which could vary down the line. Quotes are for illustrative purposes only and are not legally binding. Please contact us to discuss your requirements in more detail with one of our advisers.

Mortgage Quote Assumptions

This Mortgage and Switch calculators give indicative figures to give you an idea of how much you could save by switching mortgage and how much your potential new monthly repayments might be. The calculations do not constitute a loan offer. The calculations rely on the information supplied by you being accurate and mortgage approval is subject to you completing a full application and of being approved by the actual lender. Lending criteria and terms and conditions apply. You should talk to your Advisor for a more detailed information specific to your needs. The Mortgage switch repayments and calculations assume the rate difference continues for the full term of the loan.

Warning:
If you do not keep up your repayments, you may lose your home.
Warning:
You may have to pay charges if you pay off a fixed-rate loan early.
Warning:
The cost of your monthly repayments may increase.
Warning:
If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future

Terms & Conditions

Pension Calculator

At Mason Wealth Management we commit to providing you with an excellent and professional level of service. We believe in acting only in the best interests of our clients to ensure that a relationship as important and fundamental as ours is maintained for life.

Assumptions & eligibility used in these illustrative quotes may vary from person to person and year to year. We have produced these quotes in good faith based on practical assumptions and current market conditions, which could vary down the line. Quotes are for illustrative purposes only and are not legally binding. Please contact us to discuss your requirements in more detail with one of our advisers.

Pension Quote Assumptions

This pension calculator is designed to provide you with an indication of the value of your pension fund you may achieve in retirement. Some assumptions used in the calculator are listed below. Quotes are for illustrative purpose only. You should talk to your Advisor for a more detailed information specific to your needs.

The Pension Premium Tax Relief rate assumed
40%
The Net Pension Fund annual growth rate assumed
5%
The Pension Fund allocation rate assumed
100%
Regular Pension Premiums are assumed to remain Level
0% Premium Indexation
Warning:
The value of your investment may go down as well as up.
Warning:
Funds can fall as well as rise, you may get back less than you invest.
Warning:
Past Performance is not a reliable guide to the future performance.
Warning:
You may not have any access to your pension funds until retirement.
Warning:
Pension Premium Tax relief is limited dependant on age & subject to an earnings cap.

Mortgage Calculator

At Mason Wealth Management we commit to providing you with an excellent and professional level of service. We believe in acting only in the best interests of our clients to ensure that a relationship as important and fundamental as ours is maintained for life.

Assumptions & eligibility used in these quotes may vary from person to person and year to year. We have produced these quotes in good faith based on practical assumptions and current market conditions, which could vary down the line. Quotes are for illustrative purposes only and are not legally binding. Please contact us to discuss your requirements in more detail with one of our advisers.

Mortgage Quote Assumptions

This Mortgage and Switch calculators give indicative figures to give you an idea of how much you could save by switching mortgage and how much your potential new monthly repayments might be. The calculations do not constitute a loan offer. The calculations rely on the information supplied by you being accurate and mortgage approval is subject to you completing a full application and of being approved by the actual lender. Lending criteria and terms and conditions apply. You should talk to your Advisor for a more detailed information specific to your needs. The Mortgage switch repayments and calculations assume the rate difference continues for the full term of the loan.

Warning:
If you do not keep up your repayments, you may lose your home.
Warning:
You may have to pay charges if you pay off a fixed-rate loan early.
Warning:
The cost of your monthly repayments may increase.
Warning:
If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future